COMPANY HISTORY

Florida Dental Insurance.Com

American Dental Plan is a subsidiary of CompBenefits Corporation. CompBenefits is nationally recognized as a leader in dental plan benefit administration. With a presence in 24 states, CompBenefits provides dental benefits to over 2.2 million members through AMERICAN DENTAL PLAN, FLORIDA, American Prepaid Dental Plan, CompBenefits, Texas Dental Plans, National Dental Plans, Dental Plans International, DentiCare, HealthStream, American Dental Providers, and Diamond Dental. CompBenefits is a public company which is traded on NASDAQ.

Beginning in 1978, with operations in Florida, CompBenefits has expanded throughout the United States.

By 1995, CompBenefits had expanded into the states of Georgia, Alabama, Tennessee, Mississippi, North Carolina and Ohio.

In 1994, CompBenefits broadened their presence into Texas through the purchase of DentiCare, Inc., and UniLife.

In 1995 there was further growth to be seen with the expansion into Illinois, Indiana, Kansas, Kentucky, Louisiana, Missouri and West Virginia through the purchase of CompBenifits Corporation.

Texas Dental Plans, National Dental Plans and Dental Plans International were also acquired in 1996. One of the largest dental care administrators in Illinois was also acquired that same year and that being Dental Care Plus.

The acquisitions of American Dental Providers and Diamond Dental were concluded in March of 1997.

First and foremost, CompBenefits is a service organization that places extraordinary emphasis on meeting the needs of members, employers, and providers. A local presence in each market helps ensure local service while our centralized management provides consistency and cost efficiencies. The parent company - CompBenefits Corporation - is located in Atlanta, Georgia and is the administrative location. CompBenefits provides management expertise, MIS, member service, billing and underwriting support services to each state company. Each state has local offices that are responsible for marketing and dental relations. Recruiting, credentialing, quality management and ongoing provider relations are included in these offices.

CompBenefits works with major clients such as private industries, school systems, municipalities and government groups. The gaining of extensive network maintenance experience has proven the capabilities of CompBenefits to handle any size employer, large or small.

Being a leader in dental network management, CompBenefits Quality Management is a priority. Each participating dentist is carefully evaluated using standard, measurable criteria. This includes: an extensive review of all credentials, license verification, DEA certification and verification of malpractice insurance. CompBenefits National Dental Director, a dentist, heads up this Quality Management inter-company function. The individual states are also staffed by dental professionals including three additional dentists.

Through new product designs, territory expansion and acquisitions, CompBenefits will continue to grow. To be national in scope and still keeping the local focus on service is CompBenefits intentions. Innovative product implementations will secure their position as the dental plan leader in today's market. Finding and filling the needs of employer groups, associations, unions, and individuals will keep them growing successfully into the future.

American Dental Plan, serving all of Florida is the leading prepaid dental plan in the state. Dental care is expensive today and often neglected due to other financial priorities. Let American Dental Plan make quality dental care affordable for you through prepaid dental benefits. It is important for good oral hygiene through regular dental care and important to the total physical well being.

There are over 2,000 participating general dentists and specialists in Florida, serving over 600,000 Floridians. These dentists are all private practices, licensed by the State of Florida and thoroughly credentialed by American Dental Plan.

It is this commitment to member satisfaction, along with their unique ability to provide the greatest access to quality, affordable dental care at such reasonable premiums, that has earned American Dental Plan the membership of more of your fellow Floridians than any other prepaid dental plan.

The following are highlights of ADP's prepaid plan:  

(For group coverage effective in 2003, please go to this link:  www.floridadentalinsurance.com/groupupdate.htm 

It is the most cost effective way to receive dental care

Many NO CHARGE benefits are available

Savings of up to 50% on other procedures

Savings of up to 25% when a specialist is needed

No deductibles

No maximum benefit limitations

No waiting periods

Pre-existing conditions are covered

No age limit

No claim forms to fill out

Prepaid plan also covers:

Adult and child orthodontia

Cosmetic dentistry

Out of area emergency benefits

Vision, contact lens benefits and pharmaceutical (See benefits page)

Please read "Frequently Asked Questions" from home page or:

 saracazin@floridadentalinsurance.com

You may also call toll free with any questions: 1-877-879-4949

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